Each API Provider has reported on their progress towards the milestones and minimum requirements as set out in the minimum open banking implementation plan.

Payment Initiation

API Provider

Version 2.3

Progress Report

Version 3

Progress Report

Comments

Last Updated

ANZ Bank 30 May, 2025 READY - TBC Version 3 is not mandatory 3 December, 2025
ASB Bank 30 May, 2025 READY - TBC Version 3 is not mandatory 29 May, 2025
BNZ Bank 30 May, 2025 READY - TBC Version 3 is not mandatory 17 February, 2025
Kiwi Bank 28 May, 2026 READY 28 May, 2026 READY Kiwibank has implemented version 3.0 and is backwards compatible with v2.3, and includes retail and business accounts that do not require multiple signatories for authorising payments 28 May, 2026
Westpac Bank 30 May, 2025 READY - TBC Version 3 is not mandatory 29 May, 2025

Account Information

API Provider

Version 2.3

Progress Report

Version 3

Progress Report

Comments

Last Updated

ANZ Bank 30 November, 2025 READY - TBC Version 3 is not mandatory 27 November, 2025
ASB Bank 30 November, 2025 READY - TBC Version 3 is not mandatory 26 November, 2025
BNZ Bank 30 November, 2025 READY - TBC Version 3 is not mandatory 20 November, 2025
Kiwi Bank 28 May, 2026 READY 28 May, 2026 READY Kiwibank has implemented version 3.0 and is backwards compatible with v2.3 28 May, 2026
Westpac Bank 30 November, 2025 READY - TBC Version 3 is not mandatory 12 November, 2025

Key

  • Red means that the API Provider will not be able to meet the milestone in the Plan, and/or will not deliver to the mandatory scope, and/or cannot meet all minimum requirements
  • Amber means the milestones, mandatory scope, or minimum requirements are at risk of not being met, but the API Provider has actions in progress to bring the delivery programme back to “green”
  • Green means the API Provider is expecting to deliver to the milestones, mandatory scope, and minimum requirements on, or before, the milestone date.
  • Ready means the API Provider has implemented against the requirements in the implementation plan.